EU AI Act enforcement — August 2026

Can your AI agent
prove what it decided?

When regulators audit your fintech, they don't want policies — they want cryptographic proof of every decision your AI made, why it made it, and that nobody altered the record.

Request Early Access See How It Works →
Agent CreditBot v2.3
Decision REJECT loan #4821
Timestamp 2026-03-06 14:47:23 UTC
Input hash a3f9c2d1e8b4… ✓
Reasoning score=612 < threshold=650
EU AI Act Art. 13 ✓ Compliant
GDPR Art. 22 ✓ Compliant
Chain integrity ✓ Block #1847 verified
CRYPTOGRAPHICALLY SIGNED · TAMPER-PROOF VERIFIED

The Problem

Regulators are coming.
Most fintechs aren't ready.

Your AI agent is making hundreds of credit decisions, fraud flags, and KYC checks every day. When a regulator asks "show me exactly what your agent decided on March 6th at 14:47" — what do you show them?

€35M maximum fine under EU AI Act
or 7% of global annual revenue

Existing tools give you dashboards and policies. Zenity costs €100K+/year and targets Fortune 500. Vanta doesn't cover AI decisions. Nobody produces the actual evidence artifact your auditor needs.

How It Works

Five layers.
One compliance receipt.

Vaultra wraps your existing AI agents with a cryptographic compliance framework. Three lines of code. Zero workflow changes.

LAYER 01 — IDENTITY
Agent Identity
Each agent receives an Ed25519 cryptographic identity and a fixed permission scope. Every action is signed.
LAYER 02 — SANITIZER
Input Validation
Detects prompt injection, validates input structure, and hashes inputs for tamper-proof audit evidence.
LAYER 03 — LEDGER
Immutable Ledger
Every decision is chained into an immutable blockchain-lite ledger. Any tampering breaks the chain — immediately detectable.
LAYER 04 — GUARDIAN
Anomaly Detection
ML-based output monitoring flags unusual agent behavior before it becomes a compliance incident.
LAYER 05 — HUMAN GATE
Human Oversight
Enforces human review for irreversible decisions. Documents authorization chain for EU AI Act Art. 14 compliance.
OUTPUT
Compliance Receipt
A cryptographically signed, auditor-ready PDF + verifiable JSON. One artifact. Every decision. Ready when regulators knock.

Compare

Built for companies that
can't afford not to comply.

Capability Zenity Vanta Vaultra
Per-decision compliance evidence ✗ ✗ ✓
Cryptographic tamper-proof records ~ ✗ ✓
EU AI Act Art. 13 mapping ~ ✗ ✓
3-line SDK integration ✗ ✗ ✓
Accessible for 50-person fintechs ✗ €100K+/yr ~ Limited ✓ SMB pricing
Auditor-ready PDF export ✗ ~ ✓

Early Access

Are you building AI agents
in a regulated industry?

We're onboarding the first 10 fintechs before EU AI Act enforcement hits. No enterprise contract. No 6-month implementation. Just compliance evidence that works.

We'll reply within 24 hours. No sales calls unless you want one.